| Flood Insurance... |
| Top 5 Reasons for Buying Life Insurance |
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1. Pay off Debt
2. Funeral expense
3. Replace income
4. Estate Preservation
5. Business Continuation
2. Funeral expense
3. Replace income
4. Estate Preservation
5. Business Continuation
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Understanding Flood Maps
Determining the Risk
To identify a community’s flood risk, FEMA conducts a Flood Insurance Study. The study includes statistical data for river flow,
storm tides, hydrologic/hydraulic analyses, and rainfall and topographic surveys. FEMA uses this data to create the flood
hazard maps that outline your community’s different flood risk areas.
Floodplains and areas subject to coastal storm surge are shown as high-risk areas or Special Flood Hazard Areas (SFHAs).
Some parts of floodplains may experience frequent flooding while others are only affected by severe storms. However, areas
directly outside of these high-risk areas may also find themselves at considerable risk.
Understanding Your Area
Changing weather patterns, erosion, and development can affect floodplain boundaries. FEMA is currently updating and
modernizing the nation’s Flood Insurance Rate Maps (FIRMS). These digital flood hazard maps provide an official depiction of
flood hazards for each community and for properties located within it.
Follow the links below to learn more.
FEMA has published almost 100,000 individual Flood Insurance Rate Maps (FIRMs). See your map and learn how to read it
so you can make informed decisions about protecting your property, both financially and structurally.
Consumers can call The Insurance Suite to learn how to prepare for floods, how to purchase a National Flood Insurance
Policy and the benefits of protecting their homes and property against flooding.
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What Is Home Insurance?
| Learn About Flood Insurance at the Floodsmart.gov link below... |
What About Flood Insurance